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Congratulations Welcome14. Glad to hear you are at the end - it must feel great. Will feel even better next month when you have some money spare aga...

I don't think so, amorphous. If the funds have already been paid out then I'd be very surprised if any action of this sort would be taken - too high ...

Happy to be of service, William. I'm so pleased that you are starting to feel better already and I'm sure once everything is set up and protected the...

As Amy has said, it really shouldn't make any difference that your trustee is still not discharged. Having said that, I really don't see why it sho...

Your debts are likely to be marked as in "default" on your credit file, which could affect your chances of getting a tenancy I'm afraid. Whether it w...

Strange. Can you give us the gist?

Hi Peter123 I would certainly echo Trust Deed Adviser's comments about looking for assistance to resolve the gambling issue otherwise any debt solu...

Is there anything in particular that worries you about the Protected Trust deed route, Lou66? Or is it just that it feels as though you are being rus...

I think it is worth querying your trustee's stance, Penny1286. Whilst they do have to act in the best interests of your creditors, the Accountant in ...

H Billyboy1. Unfortunately I'm not on holiday 🙁 If the trustee's interest has been bought out by a third party at the outset then he would have...

Hi Morto I always think that this is the hardest part of the process. It sounds like you have probably been trying so hard to keep on top of payme...

Hi Niccac It sounds like you've caught it just in time before it becomes a major problem. If you can manage to pay down the card and still meet yo...

Hi Souterman If you have sufficient equity in your property to mean that you can consolidate and pay off your unsecured debts in full then it is li...

Good stuff. It makes sense really - why should a Trust Deed from so long ago mean that you are any more of a risk now?

Hi max-confusion. You should be ok to keep the car and enter a trust deed but will need to keep making the payments to do so. It is possible that the ...