Last seen: Jul 15, 2024
In this situation we would normally review the car's value once the finance is fully repaid. If it is worth £3000 or less at that point then it would...
Hi debtnomore, great post and one which I am sure will be hugely comforting for many reading it. Good idea to hang on to proof of your discharge I'...
If you don't mind me asking, why is it that you are planning to sell, Colzer1971? Is there a pressing need? If not then you would be better waiting ...
It's an interesting question, La001, but I would also suggest that you need to seek independent legal advice. Certainly the legislation states that ...
Not something I recognise and I would suggest that you treat this call with a large amount of scepticism.
I would agree with all of TDA's comments. It really should have been made clear to you at the time, but if you have signed something agreeing that th...
Whether you are married or not should make no difference to your Trust Deed. If you have been living together all along then your contributions should...
I would ask for a breakdown of how they are calculating the £6000 figure if I were you, Adam. Worth checking.
Did NRAM say that you wouldn't be allowed to switch to repayment, or are you just assuming that, CIF? I'm not sure that it will necessarily be the ca...
When you enter a Protected Trust Deed an inhibition is registered against your name on the Register of Inhibitions. This means that you cannot sell a...
The legislation makes a distinction between assets and income contributions. Assets that you did not own at the start of the Trust Deed but were acqu...
I think it probably means that you had a court judgement registered but that the debt it pertained to is now no longer owed. However, I am not sure e...
Your finance company wouldn't really have much option. If you stop paying the payments then all they can do is take the car back and look to your tru...
Did you ask specifically for a basic bank account jim2007? You should find that you are able to open one of these up at any bank. Whilst they don't ...
The amount that is required to be paid into a Trust Deed each month should not be set in stone and just as it could be increased if circumstances impr...