Kevin Mapstone
Kevin Mapstone
@kevin-mapstone
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Joined: Feb 10, 2009
Last seen: Jul 15, 2024
Topics: 10 / Replies: 4239
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RE: PPI not fully discharged

Hi MagicR If you have received your Form 5 then you are fully discharged and have no further responsibilities or commitments to the Trust Deed. ...

6 years ago
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RE: credit score and file

Zopa have a legal obligation to ensure that the information they are reporting is correct. Hopefully the steps you have already taken will be enough ...

6 years ago
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RE: DAS or Trust Deed

There would certainly be more flexibility with DAS. You can offer whatever you like in a DAS payment programme these days, so could leave room in you...

6 years ago
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RE: Inheritance

It is possible to request that the AIB have a look at how the trust deed is being administered and they can issue a determination to the Trustee accor...

6 years ago
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RE: RBS PPi acceptance

Yes, that's true

6 years ago
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RE: Inheritance

It is a bit of a mathematical anomaly, ie they are allowed to charge 20% of the total amount they gather in but then that total in itself is being inf...

6 years ago
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RE: Enlightenment, At last!!!

Congratulations, Trojan38. Others further back in the process will no doubt be very heartened to read your post.

6 years ago
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RE: Mortgage

I would agree with Paul - perhaps it would be a good idea to get a second opinion from a different mortgage broker. It will depend on other factors t...

6 years ago
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RE: RBS PPi acceptance

I imagine so. Even if not, they may well check back on the Edinburgh Gazette and see your Trust Deed notice there.

6 years ago
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RE: Old Discharged TD

Hi James I think you have summed it up very well - I'm afraid your understanding is correct. The Mond case was to do with a trustee seeking to ...

6 years ago
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RE: Trustee Reopening TD

I'm not sure that they were called Form 5s way back in March 2010, so your letter of discharge would effectively be the same thing. Let us know whe...

6 years ago
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RE: Preparing ....

I haven't heard of any particular problems with Santander either, but I always think it is better to be safe than sorry. The peace of mind you'd get ...

6 years ago
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RE: Inheritance

Hi 194, sorry about your dad. From what you have said, I am guessing that your share of the property of £75k is likely to be enough to pay off all ...

6 years ago
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RE: Help 🙁

Hi there Hopeful007 - and congratulations on your new baby! It should certainly be possible to set up a trust deed under these circumstances, thoug...

6 years ago
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RE: Gambling & Debt Advice – Don’t Be Afraid...

Very true, David. The first priority must be to tackle the cause of the financial problems by seeking help to resolve the gambling addiction, with sp...

6 years ago
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