Kevin Mapstone
Kevin Mapstone
@kevin-mapstone
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Joined: Feb 10, 2009
Last seen: Jul 15, 2024
Topics: 10 / Replies: 4239
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RE: DAS arranged DPP QUESTIONS

There is an annual review, but it is up to you whether you wish to change your payment level, Quangie5. There is no requirement to pay all that you c...

6 years ago
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RE: To trust deed or not to trust deed

No problem, eaglewatcher. I would certainly agree that you should resist the urge to rush into anything. Whatever solution you go for needs to be af...

6 years ago
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RE: To trust deed or not to trust deed

The first step is to go through your income and expenditure, ensuring that you have enough money to cover your bills and living costs. The left over ...

6 years ago
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RE: To trust deed or not to trust deed

Hi eaglewatcher. You are obviously having a very difficult time just now and my heart goes out to you. Fear not, though, I am certain that there is ...

6 years ago
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RE: Last year of trust deed (hopefully)..

The legislation just says that a Protected Trust Deed must run for a minimum 48 months. Once you reach that point then I see no reason why a trustee ...

6 years ago
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RE: Trust Deed

Did you keep them fully informed throughout the Trust Deed, Allan? Providing payslips whenever required etc? Or has this dispute only come to light n...

6 years ago
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RE: DAS

As always, perfectly summed up by candlewick. Is your husband's pay cut permanent, jojo93? If just temporary then a payment break may be more appr...

6 years ago
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RE: Phew 😅

Very pleased that we are able to help, Hopeful007. Here's to a debt-free future!

6 years ago
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RE: DAS and vehicle PCP

I very much doubt you will experience the issues you are worried about here, though of course I couldnt give any guarantees. As TDA says, even in inso...

6 years ago
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RE: Worried Newbie

Hi DW2015 Seems I was the only expert on here not logging on early yesterday morning! Looks like all of your questions have been answered so far...

6 years ago
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RE: 2nd Wage Arrestment

I think whoever you spoke to at your Trustee's firm is incorrect, thegeerant. As David suggested, it might be a good idea to ask for this in writing ...

6 years ago
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RE: Inheritance

Whilst obviously great news that the realisations fee was agreed at 15% with creditors at the start rather than 20%, nevertheless it is a bit of a wor...

6 years ago
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RE: 2nd Wage Arrestment

As David says, deduction from earnings for a Trust Deed would not normally be done by way of a traditional earnings arrestment, so does not impact on ...

6 years ago
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RE: Advice regarding time to pay

Hi EdinDave. I think the maximum debt amount that can be repaid via a time to pay order is £10000. If the debt is for a different period to the orig...

6 years ago
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RE: Ex wife's TD prevents me from re-mortgaging?

It would certainly be useful to find out what the trustee agreed in respect of the property when the Trust Deed was signed. Can your ex-wife check the...

6 years ago
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