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It does sound like sequestration would be most suitable for you. The termination on bankruptcy clause is always in the HP contract, but it is rarely ...

That's great, SD1991. I think your answer to David's question is very typical of the vast majority of people that go through the Trust Deed process. ...

Congratulations 194 - very glad to hear that the trust deed didn't prove to be a stumbling block for you. Hope all goes well in your new job.

When it comes to income/expenditure budgets, there is no substitute for an experienced adviser to guide you through it, such as the various experts on...

Hi NSJ33L. If you have averaged out your wage including the extra income and they have advised that your contribution will stay the same based on tha...

That sounds awful, SM21. I hope you get a suitable solution sorted out soon.

Just pass the details of the debt on to your trustee, 1985debt. As with your catalogue, as long as this was a policy you took out prior to the award ...

I'm glad that you've taken the bull by the horns and are sorting this out. There is always a way forward and you have done the hardest part already b...

Sounds good, KeitherReeve - as long as you are being realistic about what you can afford to pay. I'd be very surprised if you couldn't get agreement ...

Hi KeitherReeve, Yes, the information you have read is correct - all spare income has to be paid into a Trust Deed or Sequestration, including over...

I don't see how it could cause any problems for you at all DASdude. As you say, it is your right to request these documents - creditors cannot revoke...

Hi Sue4891 It sounds like a very difficult situation that you have found yourself in, so I do really sympathise. A sequestration may help, but as ...

That's good to hear. I'm sure there is nothing to worry about now, but fingers crossed anyway.

Congratulations totalneep. Always good to hear another forum member getting their Form 5

I would echo Paul's comments. It sounds like your trustee has been understanding ao far, so hopefully if you lay out your situation and anxieties for ...