Kevin Mapstone
Kevin Mapstone
@kevin-mapstone
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Joined: Feb 10, 2009
Last seen: Jul 15, 2024
Topics: 10 / Replies: 4239
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RE: Should we get a trust deed?

I think that's wise, Kazzachick. Creditors should be open to a payment break at the moment anyway and, as Paul mentioned, the statutory "moratorium" ...

6 years ago
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RE: Trust Deed Bonus

Might be worth looking out the original paperwork to see if they confirmed that in writing for you. That kind of arrangement used to be common but, a...

6 years ago
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RE: Help to save

The maximum contingency allowance in a Trust Deed is actually only £20 per month according to the regulations. Having said that, you are also allowed...

6 years ago
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RE: End of trust deed

You should have been sent a "Form 5" which is your certificate of discharge. If you never received this you may want to ask for a copy as it could be...

6 years ago
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RE: self assessment UTR

When did you sign your Trust Deed, Scutler? I presume the tax refund will be for the tax year 2018/19, is that right? If this period ended prior to...

6 years ago
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RE: Beginning

Hi Mrsfrisbee. The time period for objections is 5 weeks from the date of the formal notice in the Register of Insolvencies. You can check when this ...

6 years ago
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RE: Death of Spouse

The Trust Deed period can only be shortened if the full amount of the debt plus interest, as well as the trustee's fees and outlays have been paid in ...

6 years ago
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RE: Death of Spouse

I'm sorry for your loss, Stephfin57. Are you the sole beneficiary of your wife's estate? If so then I am afraid that there is a high chance that yo...

6 years ago
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RE: Help to save

I think the best thing to do is to run it past your Trustee first. Given you told them about the savings in the first place then it seems likely that...

6 years ago
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RE: Th end is in sight

That's great jimbob. In the right circumstances a Trust Deed can be a fantastic solution and it sounds like you are living proof of that.

6 years ago
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RE: RBS PPI Claim After Trust Deed - 2019

Oh well. The saga continues..

6 years ago
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RE: Mortgages after Trust deed.

Good to hear that, Black Night. Thanks for sharing.

6 years ago
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RE: Car financing

I don't see any reason why your trustee should have a problem with that, liamtd. I guess they might want you to pay the £15pm you are sing into the Tr...

6 years ago
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RE: Help needed

Once a year is the minimum required by law. However, it is very common for it to happen every 6 months. If there are changes in circumstances then t...

6 years ago
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RE: Into my last year

In terms of the Trust Deed notice itself, it should disappear from your credit file 6 years after it went on too. So yes, it would normally disappear...

6 years ago
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