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Did you let your trustee know about your change in cicumstances, questionmark?

I agree - assuming the extra 2 years were solely in respect of the equity and didn't add up to more than the £20000 that has been realised then I don'...

It may well be that your trustee will just require you to keep making the same payment but from your redundancy monies instead, or they may look for a...

Hi abacus123. I would tend to agree with TDA I'm afraid. Is there the option to defer taking the lump sum until a later date?

I was reading it as the bonus having already been used in the calculation and then potentially also being required to be paid additionally. If so, th...

We aren't lawyers here, Rotherhamram, so would be reluctant to make any statements about the legality or otherwise of "offsetting" PPI funds. It is c...

That's fantastic, Ironman - what a way to end the year. Congratulations!

In terms of which process is better, they are actually very similar in many ways and should achieve the same outcome for you. Often it comes down to ...

Hi annmarie15 Who was it that has assessed that you have £300pm available to pay to your creditors, if you don't mind me asking? It seems a lot fo...

A good point, TDA - sorry if my mention of the car value confused matters for you, Mercy! Whilst you should certainly feel free to take your time and...

Hi Mercy. You really shouldn't be so hard on yourself. You wouldn't be the first person I have helped who has had problems a couple of times before ...

Hi Wagon Wheel. Most normal household items like TVs, white goods etc are actually specifically exempt from being conveyed in a Protected Trust Deed,...

I think it can be up to 21 days, but is often a lot quicker than that usually.

I think it can be up to 21 days, but is often a lot quicker than that usually.

We certainly wouldn't routinely contact anyone's employer at any stage of a Protected Trust Deed unless someone was missing payments or failing to pro...