Kevin Mapstone
Kevin Mapstone
@kevin-mapstone
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Joined: Feb 10, 2009
Last seen: Jul 15, 2024
Topics: 10 / Replies: 4239
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RE: New Business as a Sole Trader

I don't have anything to add to what TDA has said, but hope you can get the insurance and funding that you need, RomeoNX92. It'd be good to know how ...

5 years ago
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RE: Payment query

Hi Alasdair, welcome to the forum. You should never be asked to pay more than you can reasonably afford, so the reduction in your household income ...

5 years ago
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RE: A trustee wants my house

Hi Nettie. I'm really sorry that you find yourself in this situation through no fault of your own. It is quite complicated and the worst-case scen...

5 years ago
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RE: RBS PPI Claim After Trust Deed - 2019

I believe so, though remember I'm not a lawyer so may be misunderstanding the situation.

5 years ago
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RE: RBS PPI Claim After Trust Deed - 2019

Basically they cannot offset the PPI automatically but may be able to take legal action to enable it to happen. Whether they will seek to do so remai...

5 years ago
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RE: RBS PPI Claim After Trust Deed - 2019

quote:Originally posted by head-just-above-water [br]Another big can of worms about to get opened then. Especially when rbs lied to trustee saying th...

5 years ago
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RE: Hmrc - Letters going to Trustee

HMRC would presumably have been advised of your discharge by your former trustee, however it is quite common in my experience that they don't necessar...

5 years ago
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RE: Second house equity

It might be possible to sell the property, but your trustee would need to agree to it and be involved in the process and any profit would be paid into...

5 years ago
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RE: State Pension

Your trustee cannot force your partner to take the state pension as soon as it is available, nor is your partner doing anything wrong by choosing to d...

5 years ago
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RE: Protected Trust Deeds Inquiry - Report

Hi gibbo8907 I think you will find that at least some of these changes will happen eventually - certainly there is now a working group in place to ...

5 years ago
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RE: Income and expenditure question

In terms of your second question, it may be possible to end your Trust Deed if you can find someone to pay in a lump sum as you are already past the 4...

5 years ago
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RE: Income and expenditure question

Hi LC2022. All we can advise is that you complete the income/expenditure as accurately as you can. It doesn't necessarily matter that the individual ...

5 years ago
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RE: First annual review

Different firms have different processes, readyeddie. Some will send out an I&E for you to complete and return, others have embraced digital technolo...

5 years ago
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RE: extended period for house equity

OK, that does look about right then. Protected Trust Deeds aren't really designed with circumstances in mind where full repayment turns out to be pos...

5 years ago
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RE: extended period for house equity

How much debt was owed at the start of the Trust Deed, teddybear581?

5 years ago
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