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Perhaps one of the "pre-paid" credit cards might suit you best, James? These are cards where you have to transfer the money on to them first before y...

Hi Louise As long as you have provided your trustee firm with anything they have asked for and as long as there was no significant change in your c...

Hi Lawson21 It's very unlikely there would be any problem, even if the landlord may technically have the right to terminate the tenancy according t...

You shouldn't need to worry about either of these things, WilsonI90. If you were earning less than your partner then it might be in your partner's ...

Thanks very much for sharing your experiences, Annmarie15. Some very good advice for anyone considering a Trust Deed or bankruptcy there.

Hi. It's really just a case of checking that everything that could/should have been gathered in to the Trust Deed has been. I.e. have all contribu...

As long as the house has been marketed on the open market and the price is a fair one based on that then there should hopefully be nothing for you to ...

I think it is likely that your trustee would insist that if the property is sold then your share of any proceeds would have to be paid in, I'm afraid...

Please don't apologise for asking questions, it's important you do. The amount of times we have seen people on this forum that haven't asked enough q...

No, there's no waiting list - though we are certainly starting to get busier in the last couple of weeks. It'll be phone and email primarily just now...

Hi Ellbee812 and welcome to the forum. I would definitely agree with TDA that a Trust Deed would not be a viable solution for you. However I would b...

It isn't quite as straightforward as that, CIF. As insolvency practitioners our job is to seek to gather in as much as is available for creditors. W...

I don't know, but I think it is worth asking the question. I'd argue that there needs to be some sort of plan in place for repayment of the mortgage ...

Thinking about it, I reckon a trust deed could be possible which allows for a certain amount to continue to be paid towards repaying your mortgage cap...

Hi CIF. It is common for a Trust Deed to run for 1 extra year if there is a reasonably low amount of equity involved, so I this may well apply to you...