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Sounds like you are moving into an exciting new chapter, Cheryl2021x! Many congratulations on your discharge - and the baby too of course, when he/she...

Hi Starbucks123. Amy is right on both counts. The debt that is owed to the creditor with the inhibition would be included in a Trust Deed and your...

That's brilliant questionmark - you've made my day! Congratulations and thanks.

If you have evidence of your discharge it might be a good idea to enclose a copy of that when you write to them too, Mikey.

Was the overpayment ever treated as fraud, Mikey? As long as this wasn't the case then your liability for it should have been discharged along with y...

Hi Les. As far as I am aware this restriction would only apply if you were sequestrated (bankrupt), not for a Protected Trust Deed, however I don't...

Congratulations, gibbo8907

It is your own discharge which is important, James, so there shouldn't be any need to wait until your Trustee is discharged. I think perhaps you are r...

Hi Jimbob. I wouldn't say it is normal, but I guess a lot in this past year hasn't been normal and perhaps this has slowed the process down for your ...

Hi triker. No, a Protected Trust Deed is a type of personal insolvency - which is why HMRC are sending the overpaid tax to your trustee rather than t...

Hi Hopeful007 I think TDA is right. Whilst you should certainly have kept your trustee informed at the time your circumstances changed, it shouldn...

Hi CIF. That's interesting, and not something I was aware of. I suspect that in reality it won't be a problem, however it would be good to hear if an...

Thanks fantastic. Thanks for sharing!

In terms of your mum helping you with a deposit, you should be OK after the 4 year point regardless of whether you have received your discharge or not...

I would recommend you discuss your plans with your trustee, GeeGee85. They may be happy to allow you to maintain funds in the business for working ca...