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It may well be ignorance on the part of the creditor, jojo93. You should alert your money adviser and hopefully once they have made the regulations c...

Hi Mastyk I don't know if it would be possible to borrow more in order to pay you a £20k share and then for your husband to take on the mortgage hi...

Hi Landys2018. We aren't experts on credit reporting here, but as I understand it they do not have to report anything to the credit reference agencie...

No problem, CIF. I'm very glad we could find a solution that all sides accept and is reasonable - that is after all what a Trust Deed should fundamen...

Congratulations Cheryl2021x! Glad to hear it has gone by so quickly. The Accountant in Bankruptcy will update your entry on the Register of Insolv...

That's right, it is an annual report to creditors that must be sent just after each anniversary of the Trust Deed. A copy would also be sent to you. ...

That's right, once you have your discharge then you are finished and there is no more reporting of your circumstances to the trustee.

That really will depend upon the employer and what their policy is. I'd be very surprised if it caused you a problem though. More likely the backgro...

I wouldn't worry. It's still a certificate of discharge, even if it might not be the up to date version of the form.

It used to be, though I think it changed to a Form 25 in 2016

As baronv says, 2017/503225 is the correct format for a Trust Deed reference. I have checked on the Register of Insolvencies and there are no results...

Yes, the Sequestration process is different, tigh. Form 5 is only the certificate of discharge in a Protected Trust Deed

Yes, thanks TDA. That's what I was trying to say, just not managing to do so very clearly.

Yes, Form 5 is your discharge and Form 7 is the trustee's discharge and final closure

Hi Billyboy1. I'm sorry to hear that your job is at risk. Unfortunately it isn't possible to finish your Trust Deed before you reach the 4-year ma...