Kevin Mapstone
Kevin Mapstone
@kevin-mapstone
Admin
Member
Joined: Feb 10, 2009
Last seen: Jul 15, 2024
Topics: 10 / Replies: 4239
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RE: Closure

It is important to distinguish between your own discharge from the Trust Deed and your trustee's discharge. Yours should be able to be done relativel...

3 years ago
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RE: Info required, thanks

No harm in asking, 1985debt. If you can show that the contributions you are being asked for a not affordable due to a change in your circumstances be...

3 years ago
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RE: Car finance

Hi Scotgal84. Welcome to the forum. There is no guaranteed answer to your question I'm afraid. I think it is unlikely to be a problem, however yo...

3 years ago
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RE: Info required, thanks

Hi Tigh. I imagine the firm dealing with your sequestrations is handling a lot of requests just now regarding contribution levels, given how much th...

3 years ago
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RE: Cost of living government payment

You should always flag up any extra income you receive to your Trustee, just to be sure, however I suspect they won't expect you to pay those funds in...

3 years ago
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RE: J&R Financial Solutions trust deed

Bankruptcy isn't for everyone and I can understand you being cautious, however you seem to have the wrong impression as to what the consequences are. ...

3 years ago
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RE: Maximum monthly payment?

Hi Abi. Your trustee's husband can't make you share your income details with them and you don't have to if you would rather not. They would then j...

3 years ago
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RE: My Experience with a Trust Deed

Unfortunately we do often hear from people on the forum whose experience differs to what they were "sold" by a Trust Deed firm initially. However, we...

3 years ago
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RE: Early

Not long now, Billyboy1. Hopefully the last 10 months will fly by for you.

3 years ago
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RE: Silky question

Unfortunately it is something we hear way too often. There is no reason the firm involved couldn't have given you time to find out about this before ...

3 years ago
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RE: Silky question

Was there a particular reason you didn't go down the bankruptcy route instead then, Nelly? There would have been no need for the extra 2 years then.

3 years ago
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RE: Silky question

I'm afraid this is a question that only your trustee could answer for you. It is possible that they could reduce your term if you are paying more, ho...

3 years ago
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RE: Info required, thanks

OK that's fine then. I would expect that your payment would be reduced too, though it might depend on what basis they worked it out in the first plac...

3 years ago
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RE: Info required, thanks

Hi Tigh. Can I just check - you are not being asked to contribute more than the amount you are receiving from your works pension are you? You certai...

3 years ago
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RE: Trust Deed

That's right, Nicci, even creditors that rejected the proposals have to abide by a protected trust deed and write off any remaining debt at the end of...

3 years ago
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