Hi Amerififer As a last resort you could threaten to report them for harrassment? Please note however that under the provisions of the Consumer ...
Hi Carolck1 I agree with Kevin, I would suggest sequestration also, however please make sure that you get advice first. Julie
Hi Carolck1 I'm really sorry to hear that you have had a tough time of it over the last year or so. A Trust Deed may or may not work for you, th...
Hi Imcg37 The Trust Deed firm would be able to obtain the mortgage redemption, they wouldn't need to get it from you. Like TDA states it looks l...
Hi imcille Like TDA I'm not sure, although my own opinion would be that you would need to contact the debt purchaser. Julie
Hi Morow That's great to hear that your husband has another job lined up already! Your husband's trustee will be within his rights to ask for a ...
Hi Imcg37 If it's the IP's mistake it's nothing for you to worry about, it's up to them to let the creditors know they made an error in the origina...
Hi Morow, welcome to the forum. I'm sorry to hear that your husband is about to be made redundant. As soon as your husband gets the paperwork fr...
Hi Sanny This is an unusual situation! In addition to the above, I'm surprised that that this wasn't picked up sooner, as most firms do a proper...
Hi Denners, welcome to the forum. TDA has hit it spot on. You should only consider a Trust Deed if you are confident that you could re-mortgage, u...
Congratulations Gresgow, that will be a weight off your shoulders! Julie
Hi DebtFreeWannabee If you won the lottery you would have to pay creditors in full, plus statutory interest at 8% per annum together with your trus...
Hi Endofmytether A Trust Deed is not there to make your life more difficult! Obviously finances will be tight and you will be working to a budget ...
Hi am123456 Your full income and expenditure will require to be re-assessed, whether you work outwith the uk or not. If you have disposable income ...
Hi Maisie If your car is valued at more than ?ú3,000, a third party may be required to pay any value over and above this sum to allow you to retain...