Julie Heaton
Julie Heaton
@julie-heaton
Estimable Member
Joined: Dec 17, 2009
Topics: 0 / Replies: 246
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RE: Julie and Shona

Thanks for your kind words Shona and TDA. Hopefully I will still have the opportunity, whilst I'm off, to keep an eye on what's happening on the fo...

13 years ago
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RE: 3 weeks to go

Hi tinsoldier That's great news, congratulations! Just think that you will have extra money every month now to do with as you wish! Your best be...

13 years ago
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RE: Equity concerns

In addition to TDA's post, which explains the process very clearly, we have quite a few cases where family members pay contributions throughout the pe...

13 years ago
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RE: equity paid prior to trust deed

I can't imagine that would be an issue Cal, just make sure you get it all in writing before you proceed. Julie

13 years ago
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RE: came into some money

It's quite possible that a lot of firms out there have interpreted my understanding of this differently, so as Kevin states above have a look over the...

13 years ago
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RE: Does your employer know...

Hi all It's on the standard documents that we use too! The only time that we would ever need to get in touch with an employer is due to non co-o...

13 years ago
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RE: Pregnancy

Hi mj301073, welcome to the forum. There is flexability within a Trust Deed to suspend payments however you may well be asked by the Trustee to mak...

13 years ago
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RE: voluntary repossesion

Hi annemarie I can appreciate how stressful this is for you. If you remained in the house whilst the Trustee marketed the property you would be ...

13 years ago
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RE: came into some money

Hi Peter My understanding is that on 1 April 2008 aquirenda (assets acquired) changed to 1 year due to a flaw in the legislation, this wasn't retro...

13 years ago
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RE: protecting a trust deed

Hi Lizmil All Trustees know the guidelines that they have to work towards to get a Trust Deed protected. As long as certain criteria is met I can'...

13 years ago
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RE: voluntary repossesion

Hi annmarie I've never come across a situation before where if there is equity, the individual would rather hand the keys back to the lender than h...

13 years ago
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RE: Cant release all equity amount

Hi Dollybee Dependent on how the Trustee has worded the letter to your creditors my own opinion is that you have quite a good chance of the reduced...

13 years ago
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RE: casual work

Hi twh1 What are you paying to your debts now, and what do you believe you can realistically afford to pay every month? This additional informatio...

13 years ago
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RE: Seperation

Hi sm12345 TDA is correct, you and your husband's Trust Deeds were set up independent of each other, so what happens with your Trust Deed shouldn't...

13 years ago
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RE: Trust Deed and sale of property

Hi Paul, welcome to the forum. If your circumstances change, through no fault of your own, your Trustee should be in a position to reduce your paym...

13 years ago
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