Hi Maizy I note that you sent them your bank statements, however did you ever receive anything in writing confirming that they accepted your figure...
Hi Stressed-out-mum, welcome to the forum. The bank can only submit a claim for the sum due at the date you signed the Trust Deed, so I wouldn't co...
Dear Maizy, welcome to the forum. How many payments were you supposed to be paying towards your Trust Deed? If it was 36 (3 years) has the Trust D...
Hi sg01red, welcome to the forum. The guidance given is that whilst in a Trust Deed you shouldn't be declared bankrupt due to a change in financial...
Hi Casey Although the trustee cannot take a contribution directly from the DLA, it is considered an increase to your income. For example if you ...
Hi newsm Glad to hear that your meeting went well today. Sometimes just talking it over with an advisor puts your mind at rest! Julie
Hi Cal Hopefully we will be able to point you in the right direction, however like Mark says we will need a wee bit more information from you first...
Hi Phill I would suggest that you write to Wilson Andrews quoting the guidance as detailed above by Mark. One thing I would point out however is t...
Hi Newsm That's great to hear that you have taken the bull by the horns. Just make sure that you have everything in writing and that you fully und...
Hi Phill I would check the Register of Insolvencies (which is free) on the Accountant in Bankruptcy website. If you and your wife's names are list...
Hi Phill Your wife wouldn't be able to do a LILA petition because she owns property, she would need to petition on the back of a Certificate for Se...
Hi Rob As long as you have it in writing what is to happen to your property once your husband signs the Trust Deed, you shouldn't have any issues. ...
Hi Phill Like a Trust Deed, the bankrupty will remain on your credit rating for a period of six years. Have a look over the 'Life after a Trust De...
Hi Phill Your income and expenditure will be assessed on a regular basis, however if there are any changes to your expenditure in between the revie...
Hi Kamikaze Bob Have a read of Section 19 of the The Protected Trust Deeds (Scotland) Regulations 2008 on the Accountant in Bankruptcy's website (u...