Julie Heaton
Julie Heaton
@julie-heaton
Estimable Member
Joined: Dec 17, 2009
Topics: 0 / Replies: 246
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RE: Second Job

Hi Susie, It really depends on what the financial impact of him giving up his second job would be. What are the payments to the Trust Deed at the ...

15 years ago
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RE: Charges

Hi Numanor, It is my understanding that the DMP charges are usually dependant upon how many creditors you have. I would agree with the previous ...

15 years ago
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RE: Partner moving in

Hi Buxton Your Trustee will require to determine what your partner is contributing to the household income. I would agree with TDA that this is nor...

15 years ago
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RE: Paying off Early

Hi Lorryjo1983, Yes it is possible to do this, as long as the funds come from a third party. I would suggest that your partner writes to your Trust...

15 years ago
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RE: Contact with Creditors

I would agree that this is nothing more than an admin issue, nevertheless still somewhat frustrating. It is a case of the right hand not knowing what ...

15 years ago
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RE: Wilson Andrews Trust Deed

It is absolutely imperative that you meet the IP or indeed a colleague of the IP. Whilst the common problem may be the same, each case must be treated...

15 years ago
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RE: DMA PTD OR SEQUESTRATION

Hello numanor As you really want to remain in the house at all costs I would suggest that you maybe need to speak to an independant financial advis...

15 years ago
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RE: DMA PTD OR SEQUESTRATION

Hello numanor Welcome to the forum, and IÔÇÖm sorry to hear about your financial difficulties. Once you have provided the information that TDA h...

15 years ago
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RE: dmp or trust deed

TDA is right Marie_b it would be the Trustee that would be selling the house. You have quite a lot to think about, let us know if you need any furt...

15 years ago
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RE: dmp or trust deed

Hi Marie_b If your unsecured loan to Northern Rock is included in your debts of ?ú62K, you will take at least 6?¢ years, at ?ú800 per month, to pay...

15 years ago
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RE: New car while on trust deed?

Hi Dave78 As long as you can prove to your Trustee that it was your father that bought the car, I donÔÇÖt see this being an issue. I would let you...

15 years ago
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RE: Mortgage Options

Hi TracyG As TDA states you need to try and rebuild your credit rating. One of the ways that you can do this is by obtaining a pre paid credit car...

15 years ago
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RE: Not over after 36 Months

Hi RBD421 IÔÇÖm sorry to hear about the problems with your car. Was the car re-valued at the end of the Trust Deed? Do you know how your Trustee...

15 years ago
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RE: Windfall

Hi Sean81 Any form of additional income, whether it be a pay related bonus, overtime, inheritance, redundancy, lottery winnings etc should always b...

15 years ago
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RE: Calls from Capital One

Hi Amerififer Unfortunately it can often take a wee while for the calls and letters to stop once you have signed the Trust Deed. ItÔÇÖs amazing ho...

15 years ago
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