Julie Heaton
Julie Heaton
@julie-heaton
Estimable Member
Joined: Dec 17, 2009
Topics: 0 / Replies: 246
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RE: Credit Rating

Hi Lorryjo1983 It's one of these things, you won't know unless you try! Maybe because it is a lease rather than a hire purchase you might have mor...

15 years ago
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RE: New Trust Deed law

Hi pdai11, welcome to the forum. New legislation was introduced at the end of last year to allow the exemption of the main residence of the debtor....

15 years ago
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RE: Circular

Hi Newbie65 Search Fees would probably relate to either a property or personal search i.e. confirmation of the fact that you own or don't own your ...

15 years ago
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RE: Final Accounts

Hi kt67 A copy of the circulars that are sent to your creditors, which includes a receipts and payments account, should also be sent to you. As ...

15 years ago
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RE: Discharge

Dear Dietbru As long as you have paid all the agreed contributions, and any equity in a property or assets have been dealt with you should receive ...

15 years ago
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RE: Tax allowances - going from self employed to PAYE

Hello DFW I'm certainly no tax expert, but I spoke to one in our tax department and this is what she told me. If the personal allowances were al...

15 years ago
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RE: Update - Looking good - fingers crossed

Hi Gresgow That's great news that none of your creditors have objected to date. Hopefully this will remain the case. Julie

15 years ago
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RE: Ending a trust deed early?

Hi pd2002 If your trustee is still reluctant you could ask him to put it to your creditors? Julie

15 years ago
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RE: bankruptcy more questions

Hi Tammi, If yourself and your husband opted for sequestration then you would usually be discharged after 12 months. However, if either/both of you...

15 years ago
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RE: Expenses

Dear Almost There, As you are obviously aware your IP will approx. every six months review your income and expenditure. This is normally done throu...

15 years ago
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RE: Automated Phone Call

I suspect that this is cold calling practice and is not directly targeted at you with prior knowledge of your debt situation. I and some colleagues ha...

15 years ago
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RE: new legal action

Hi Elmo Just out of curiosity has your Trustee updated you on what is happening with the Trust Deed? Are they still pursuing the PPI claims? Lik...

15 years ago
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RE: Getting a business account after a Trust Deed

Hi again cjdl I hadn't heard of this bank account, so thanks very much for letting everyone know about it! Julie

15 years ago
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RE: Done and Dusted. What now ?

Hi Cjdl Congratulations that you completed your Trust Deed and that's great to hear that you have learned to live without credit and within your me...

15 years ago
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RE: Finalising my trust deed

Hi Ploddy, Your Trustee will most likely be going through the process of adjudicating on creditors claims prior to distributing the funds held to c...

15 years ago
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