Hi Ger80, In all my time as an advisor I’ve realised that almost anyone can find themselves in financial difficulty and it can just be through livi...
Hi Bains, I agree in my experience dealing with Everyday Loans can be problematic and they do object to Trust Deed proposals. Can you tell me ho...
Hi Bains, Everyone feels a little nervous at this stage of the process. A good experienced advisor should be able to reassure you about the likelih...
The Nat West should be ok but I suppose a backup could always be open a Nationwide account and have it sitting there Just in case. Some clients like a...
Hi Ger80, Normally I advise clients to set up an account with Nationwide, Barclays or the Co-Op as we know they are fine to deal with. Bank of S...
Hi JamieC and welcome to the forum. Well done on taking the difficult decision to reach out for help and advice to deal with your debts. This is of...
Hi Steph, This makes sense but not something that I’m familiar with as we don’t put these extra costs onto the debtor. Those costs are direct co...
Hi Stephcmb89, It does sound a little unusual that they are charging additional charges. It’s tricky to advise you on this without knowing what the...
Hi Welcome 14, This happens all the time and normally is resolved once it’s pointed out to them. TDA has provided some good useful information o...
Hi Peter123, You actually receive quite a lot of categories for your expenditure. This is broken down into 5 main categories: Essential Expendit...
Hi Arabali, Sounds a little bit unusual for HMRC to make a deduction of £500 out of the blue. I think you might need to do some more investigati...
Hi Bob2004, It can be frustrating and sometimes a little worrying when letters like this are received when you have been out of the Trust Deed for ...
Hi Kevin, I was at the Accountant in Bankruptcy Stakeholder event in Edinburgh yesterday and this was covered on one of the sessions on Trust Deed’...
Thanks Kevin! Haha - I can assure you I've aged. Kids do that to us. I've got an updated and older picture waiting to be changed over by the team.
Hi Welcome14, Fantastic news that you have reached this point in your Trust Deed journey and have now successfully completed your Trust Deed and re...