Hi, I’m the same as TDA, not quite sure what this indicator is and not something I can recall coming up on the forum. The advice for people to r...
Hi Chris 83, To me that increase doesn’t feel unreasonable for a better quality property and standard of living but it’s also factoring in any extr...
Hi Chris 83 and welcome to the forum. I can’t see there being any issue on the basis that the Trust Deed payment is maintained and you’re not renti...
Hi Magnum69 and welcome to the forum. As others have already advised in a scenario whereby you receive a windfall then the amount of debt that is r...
Hi Carlyxo and welcome to the forum. TDA has summed it up perfectly. The money that you could receive, is this coming from an inheritance or som...
Hi Peter123, How do you work your budget and household bills with your wife? It’s common for one person to pay most of the bills and the other p...
Hello again… If your benefits go down but your income goes up and they both cancel each other out then there will be no increase in payments. It’s ...
Hi, In situations like this the key thing is communication with your Trustee. It’s quite common that someone changes jobs and there is a break i...
Hi Marieh38, That’s absolutely fantastic news and I’m glad it’s worked out in your favour and provided you with a bit of financial security for the...
9 months is a long time for it to become protected. From the point you sign the Trust Deed it shouldn’t take more than 6-7 weeks normally. Any reas...
Hi Pegasus29, Well done on taking the hard step of dealing with your debts. I’d always recommend paying into a pension if it’s something you can...
Hi Faye and welcome. Things should hopefully work out for your Trust Deed as the majority of Trust Deeds do get accepted. If you are a little ne...
Hi Terrestrial1, Would it be an idea to put a call or email into ACCA for clarification at this point?
Hi JamieC, Everyone always thinks a Trust Deed sounds too good to be true but if it’s set up correctly then it does do provide debt someone with a ...
Hi Bains, Everyday Loans have 31.5% of the debt so less than the 33% required. If the debt balance is correct then I think you should be ok. Easy f...