I normally recommend the Nationwide Bank if someone needs to change. Feedback from my clients is that it’s nice and simple and straight forward to use...
Hi craig121598, I too love this post JackieMcR! It’s a really positive and encouraging post for everyone to read. I’m sure this will give many p...
It’s only natural to feel a bit overwhelmed. It’s all new to you and you are having to be brave and open up about it which is extremely difficult. It ...
No problem 1985debt. I’m sure we will be able to work around you and find a time that suits. Have a good think about your budget, what your bills a...
Hi, the majority of people that we help are working and I can work around that by doing calls in the evening after you have finished work or at the we...
If you want to reach out to Kevin or I for advice at the bottom of our posts there is a “contact me” button. If you click that you will be able to con...
I think it’s a good idea to discuss the inheritance issue in a bit more detail with an Expert. That way we can fully understand things, go over a t...
Hi JMCF1, Glad to have been able to help you deal with the debts and set up a Trust Deed for you. Now it's protected you have nothing to worry abou...
Hi 1985debt, Those are understandable concerns and good questions to ask. In terms of your credit rating, on a Trust Deed all of the defaults wi...
Hi 1985debt, It’s good that Zopa only have 13% of your debt as on a Trust Deed even if they rejected it their balance is too small to cause a probl...
Hi, If a lender(s) have 1/3 of the debt or a majority in number object to the Trust Deed then this can stop it from going ahead and becoming protec...
Hi 1985debt, Never ever feel rushed into doing a plan or going over a budget as this will only lead to problems and the wrong payment and plan bein...
Hi 1985debt and welcome to the forum. First off well done on reaching out for help and advice to deal with the debts. This is normally the hardest ...
Hi Molly123 and welcome to the forum. Well done on taking the brave decision to deal with your debts. A Trust Deed can be a very effective way o...
You are welcome. I think for what you are trying to do long term in terms of credit rating and also buying as house, as long as between you the paymen...