That's good to know about the mortgage as this is one for the first areas we want to address when out of our TD's. We have Nationwide full accounts...
We still have nationwide accounts open which were started right before the TD was signed. We also have back up accounts just in case. We also ha...
Mmmmmmm .... biscuits Coming back to the topic,I have my first review pending at 6 months (5 payments now made) and I am a tad nervous about it als...
We opened both a nationwide and co-op account just before entering into the TD. Both being full current accounts but with no lending on either (overdr...
The practitioner should be able to talk to you about a DAS or Sequestration instead as the next logical steps if the TD is being rejected by the credi...
the money you pay goes into a big pot and the funds at the end of the TD are split equally amongst the creditors after your PTD practitioner takes the...
If your willing to hunt about a bit there can be allot of car bought for not allot of money these days. This way a few months of not paying your TD to...
Worry not. The vast majority of TD's do get accepted to protected status. I know it's easy for me to say now that my TD is a PTD but it is genuinely t...
Try not to panic here folks. I remember well when our TD were published and then having the waiting time for it to go protected. Its a time of cons...
Having recently also undertaken a PTD I know exactly how you must be feeling I found the process went under a number of steps. 1. Interviewi...
quote:Originally posted by plasticdaft Well done Bobby. Its a great feeling. Now settle into the routine of budgeting for a few years and you will be...
ÔÇ£they know the creditors and have a good relationship with themÔÇØ - All companies worth their weight have this. Basically it mean, from my under...
Allot of the firms out there are actually third parties arranging the TD on behalf of practitioners. When I spoke to these firms I had to ask myself Ô...
Don't panic, take a breath and don't rush this! You're not going to take care of it all in a dayÔǪ.! If I can take care of £60K of joint debt thro...
Try searching through the posts I have put up on the site. Most should be quite informative for you and help you see the steps I took when deciding if...