colski
@colski
Estimable Member
Joined: Jan 17, 2013
Topics: 26 / Replies: 140
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RE: Co-op Bank Cashminder Account

That's good to know about the mortgage as this is one for the first areas we want to address when out of our TD's. We have Nationwide full accounts...

12 years ago
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RE: New bank account options

We still have nationwide accounts open which were started right before the TD was signed. We also have back up accounts just in case. We also ha...

12 years ago
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RE: 6 month review help needed

Mmmmmmm .... biscuits Coming back to the topic,I have my first review pending at 6 months (5 payments now made) and I am a tad nervous about it als...

12 years ago
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RE: Co-operative Bank change in terms

We opened both a nationwide and co-op account just before entering into the TD. Both being full current accounts but with no lending on either (overdr...

12 years ago
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RE: Protected or Not protected

The practitioner should be able to talk to you about a DAS or Sequestration instead as the next logical steps if the TD is being rejected by the credi...

12 years ago
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RE: Protected or Not protected

the money you pay goes into a big pot and the funds at the end of the TD are split equally amongst the creditors after your PTD practitioner takes the...

12 years ago
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RE: New Car

If your willing to hunt about a bit there can be allot of car bought for not allot of money these days. This way a few months of not paying your TD to...

12 years ago
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RE: Protected or Not protected

Worry not. The vast majority of TD's do get accepted to protected status. I know it's easy for me to say now that my TD is a PTD but it is genuinely t...

12 years ago
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RE: 4 weeks 5 day's

Try not to panic here folks. I remember well when our TD were published and then having the waiting time for it to go protected. Its a time of cons...

12 years ago
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RE: creditors starting to write to me

Having recently also undertaken a PTD I know exactly how you must be feeling I found the process went under a number of steps. 1. Interviewi...

12 years ago
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RE: Protected!

quote:Originally posted by plasticdaft Well done Bobby. Its a great feeling. Now settle into the routine of budgeting for a few years and you will be...

12 years ago
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RE: About to go into TD

ÔÇ£they know the creditors and have a good relationship with themÔÇØ - All companies worth their weight have this. Basically it mean, from my under...

12 years ago
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RE: About to go into TD

Allot of the firms out there are actually third parties arranging the TD on behalf of practitioners. When I spoke to these firms I had to ask myself Ô...

12 years ago
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RE: About to go into TD

Don't panic, take a breath and don't rush this! You're not going to take care of it all in a dayÔǪ.! If I can take care of £60K of joint debt thro...

12 years ago
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RE: About to go into TD

Try searching through the posts I have put up on the site. Most should be quite informative for you and help you see the steps I took when deciding if...

12 years ago
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