Thanks so much TDA....do you never have a lunch break ??? Our mortgage is on NRAM SVR at the moment probably got about 10-15% equity. I was thinkin...
Thanks for your replies guys. Paul I can honestly say that our debt was ruining our marriage & home life not to mention health!! It's just a relief t...
Hi, I've had a credit union savings account (albeit NHS one) for past 18 months or so & mines came off directly from my salary, so my IP would have s...
Haha Louise !! Nope.....just bad eyesight & predictive text x
Sorry on phone uv bath (bad idea).... Happy & prosperous new year, but above all healthy coz our health is way more important than debt.....and get...
Thanks guy, I love this site so will defo be keeping in touch !!! Would like to reassure others that it actually can all work out ok in the end, and e...
Thank you Paul, I always love reading your posts. You are so right of course. It's amazing how we have gotten used to spending much less without real...
Hi FF36 Love the name....duno If it's related to what I think (if it is my name should be HH38??) There was no-one any more anxious than me at t...
Thanks upstream !! Sure your time will pass in a whizz. It's been tough 3 and a bit years, glad it's (almost) over !!!
Thanks guys, £900 a month is a huge amount of money, and to be honest we have never ever had that kind of disposable income because even pre-TD tha...
Hi Don't quote me but the figure £250 kind of rings a bell??? Sure one of the experts will tell you for certain !!