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Scottish Trust Deed Forum
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Topic starter
06/05/2013 1:23 pm
Just had a phone call from Vanquis accepting my application for their Visa Card!!! [:D]
06/05/2013 2:39 pm
Great news. Use it carefully as a credit building tool and it wont cost you a penny.
Paul
Trust deed completed Jan 2012,Trustee discharge Nov 2012.
A new dawn.
Topic starter
06/05/2013 4:03 pm
Oh yes, i will be!!
I have learnt my lesson the hard way
07/05/2013 10:15 pm
Hi macaulay956,
My hubby & I both are the proud owners of a vanquis credit card, only had it for 6 weeks or so, put a few £ on it each & paid it off in full !!! Have to say, was a great feeling !!! I know many people are reluctant to use credit again, & whilst I fully appreciate this, the fact is credit is only bad when you lose control of it !! And believe me that will not happen again !!!
boys1211
Topic starter
08/05/2013 5:40 am
Hi boys1211
I will be like you, it will just be a few quid on it and pay it back in full. I have got used to saving for what i want and it will be staying that way too!! Ive just decorated my livingroom and got a new suite and furniture for it and it was all paid for!! That was a good feeling!!!!
I'm certainly not going down that road again!!!!!
