Ps the trust-deeds.co.uk sent me a text message after I signed up online for help and it said at the end of the message “thanks, the debt help Scotland team” how can they call themselves 2 different companies? And also when I went to search some info on them online there isn’t must to go by...

Hi, always shop around and do your homework. Speak with a couple of different companies for advice.

Ideally you want to go directly to an Insolvency Practitioner and deal with the same advisor from start to finish.

There are two experts on the forum Kevin and Sharon who are great and could give you some advice if you wanted a second opinion on all of your options.

Definitely shop around - I wish I had. I think many of the "free" debt advice companies have links to insolvency providers so their advice is not impartial. Do your own research and read previous threads on here before you sign anything

Thanks for both of your replies guys, I’ve just been on the phone to Stepchange and they have advised I start a cop. I’m going to give one of the IPs on this site a call on Monday morning before I commit to anything. The company that I called on Friday have 2 different names judging by their emails and texts and it’s making me suspicious. Obviously I want the best option for me and not to be ripped off or screwed over. Thanks again guys

DPP*

That's a bit cheeky! Just one 's' of a difference between their website name and this site's name!

No intention to mislead, I'm sure [:0]

My thoughts exactly candlewick!

Hi,

The website named here has been around a while and, while the domain names are similar, the content of each site has always been very different.

Good Morning Gawa

Taking that first step knowing that you need to look for help regarding your circumstances is difficult, so I am sorry to hear that those initial efforts have led to confusion. As Swandog advises, it is in most cases best to contact an Insolvency Practitioner direct.

Whilst I don't speak for all IPs, I can say that my firm carry out all of the statutory debt solutions (Trust Deed/Sequestration/DAS) and as such we would be in a position to assist you once your position had been assessed and you were comfortable that you had received best advice.

If you are seeking another opinion, even if it is just to confirm the advice you have previously received, then feel free to use the contact me button underneath this post and I would be happy to assist.

Thanks Kevin I will give you a call this afternoon if that’s ok?

Hi Gawa,

There's advisers available here until 6pm today if you wanted to have a chat.

Perfect I will give you guys a call once I get home thanks