You dont know that you havent taken ppi and thats the whole point. You are simply allowing your trustee to investigate whether you may have a claim and to subsequently claim.

You wont get discharged if you do not allow this investigation so sign it and allow them to check. Its not fraudulent as companies wont pay out unless you are entitled to the money. RSM tenon did the same with the wife and I and even though I knew I had not taken ppi they still looked into it. Basically all they are doing is making sure that you dont claim after the trust deed is over and walk away with an asset which should have gone to creditors.

If you dont like the idea of a claims firm making money from you then download the template letters online and ask companies to investigate you accounts directly,its easy to do.

Paul

I sent letters saying I hadn't been mis-sold and my trustee accepted that. Only problem was, the company they used went ahead anyway without any signed authority from me. I also received letters saying that if I didn't comply, that meant I was not complying with the conditions of my trust deed and would petition for my sequestration. When I called to ask about this, they apologised profusely and said it hadn't come from them but the company they used to reclaim PPI. Depending on where you are in your trust deed, it makes no difference. I was at the end and it's caused me no end of problems.

I had the same from KPMG a couple of weeks ago. I signed and sent them off because, as has been said, they can't get the money if it wasn't legitimately mis-sold and I don't want it standing in the way of my discharge this time next year. I'm just glad they've taken the foresight to do it now rather than at the end.

Thanks to everyone who replied...as stated, it's best just to sign the docs and get it out of the way as the discharge won't happen otherwise.

Regards..