After 12 months of not having creditors calling, I'm now being bombarded with companies calling offering me "a way out of my debt" by "using new government legislation" my "debt will be written off"

Explained that I am already in a PTD and that I probably knew more about the process than them but still they call, I guess a company somewhere has sold on a contacts list.

Well last night I must have been bored, when they called I decided to let them go on with their spiel. Answered all there questions and provided the details they asked for, at the end of the 10 minute conversation I was told "well this is really good news, you qualify to get a trust deed"

I was then told it would be £210 for 54 months and all my money worries would be over. I was then offered an appointment for someone to come and see me to sign the paperwork, of course I declined their kind offer and when asked why I told them I was 12 months into a trust deed, paying £220 a month but only for 36 months. I asked why theirs was so much longer but they just hung up on me. How rude, lol

Please don't entertain these cold calling companies, unless you're bored...