Hi Carlisle

Congratulations!

You may want to consider the following:

You can request a paper copy from each of the Credit Companies for around £2. They post it out to you.

Checkmyfile charges £7.99 per month and reports on CallCredit and Equifax. (not Experian).

Noddle is free of charge. They will need a card to authenticate who you are (just ensure you are not signing up to anything). (I believe Noddle is part of the Callcredit group).

Experian is around £15 per month.

The challenge is not in the first month but having an ongoing check to ensure they have updated and have done what they say they did. I worked with Noddle (free) and Checkmyfile at £7.99 so I had monthly access to the information and changes.

If you want to get a paper copy, you would request one each month (make sure it is after the update timing) and see what has changed.
I do not know how long it takes them to send it out. Something tells me it is 2 weeks.

It took me months to get them all sorted and only because I had Checkmyfile did I realize that my M&S account was re-activating each month as a default with Equifax (system problem).

Good luck. I hope they are all correct or corrected quickly.

Hi Carlisle29,

Well done receiving your Form 5!

Thanks everyone.

I've signed up to a couple of those free credit file sites. Thanks very much. My discharge has been recorded already and most of the creditors are showing as satisfied/complete but i will keep an eye open