Welcome to the forum weemeee.

There's no set timetable for this to happen. Firms can (and do) handle customer's discharge significantly quicker than six months, but they're not required to as far as I'm aware.

All you can really do is try to encourage the firm to complete this work as quickly as they're able to.

Hi, thanks for your reply. Now that i have paid my last payment i’m desperate to finally be free from my trust deed. i am desperately needing to move house for health reasons but can’t sell till i receive my discharge as there will be equity which i believe could still be taken by creditors. aslo i’m keen to start building my credit score asap.

I can certainly see why you'd want your discharge to happen soon weemeee.

Hopefully the firm is covering themselves by saying that it could take up to six months and in reality it will happen much sooner.

If you haven't already, I can't see anything to be lost by letting your trustee know that your health is a factor here and requesting that your case by prioritised on that basis.

As Trust deed Assistant says, there is no harm in trying to get yourself put to the top of the list. Arranging your discharge should be a straightforward and quick process. Your trustee should be able to do this and then carry on tying up the loose ends of your Trust Deed prior to applying for their own discharge afterwards.

Hi, thanks for your replies. I have contacted my trust deed firm and asked if they can speed up the process, they have marked my case as urgent so fingers crossed my discharge happens quickly. Do i need to wait till i receive my discharge before applying for credit etc ?

Hi weemeee.

Good news from your trustee there.

I think you'll find that a completed trust deed on your credit file will be less restrictive than an incomplete one. To phrase it another way, credit may be more accessible (and potentially better value as well) after you have been discharged.