Welcome to the forum SM21.

Unfortunately my understanding is that Sheriff Officers are allowed to visit your workplace.

I do sympathise very much with how you must feel about what's happened today. Was there any opportunity given to move to a more private place to talk?

Thanks for your response ...... A colleague answered the door and gave my name ..... when I went to reception the office was silent and the Officer, polite tho he was, proceeded to tell me who he was and why he was there ...... I think the shock rooted me to the spot .... he asked if I was aware of the debt which I said a few years ago but heard nothing ...... he told me to contact the solicitor acting for the creditor and wished me well ......: literally I stood there and just stared at the paperwork before I could turn round and head back to my desk with everyone looking ..... I put my hands up and say I should have done something about it 3years ago but various things have been thrown at me family and health wise and I didn’t ....... I’ve had an ache in my stomach all day and having to explain to my manager ...... I work in finance so it wasn’t looked on very favourably 🙁

Hi SM21

Sorry to hear about your experience.

If the debt has been passed over to a sheriff officer then that means the creditor is looking to enforce diligence to recover the sums due.

You may wish to reach out to an advisor to see what solutions may be available in dealing with this debt.

p

Hi SM21.

It sounds like you've had a lot to deal with recently.

Are you currently in a financial position to be able to deal with this old debt?

Hi SM21,

That sounds like an awful experience! Sorry that you had to go through that.

How much is the debt for? Also is this your only debt or do you have others?

Thanks again for your responses. I have been online to StepChange today Thank you

That's great SM21.

It's important to get advice and support as soon as possible in these situations.

Best wishes with everything and please let us know if you have any further questions.

Good to hear you have taken positive steps to deal with it and Stepchange are helping you.

If you have any questions or need a second opinion on the debts and options just let us know.

That sounds awful, SM21. I hope you get a suitable solution sorted out soon.