Hi FIFEROVER.

Giving RBS an opportunity to resolve this was the right thing to do.

If they fail to do that within a reasonable period of time you may need to take the matter to the Information Commissioners Office.

dont know if Ive sent to correct address
does anyone know correct address?

Loads of addresses come up online FIFEROVER, though I cannot see anything on their own website.

I'm not sure that it matters really though, if you send this to an RBS office I'm sure it becomes their responsibility to get the message to the right place.

ok thanks

The Data Protection Manager, Retail Regulatory Risk, 2nd Floor, Business House B, RBS Gogarburn, PO Box 1000, Edinburgh. EH12 1HQ

Taken from their own website.

Paul

I will be driving past his door later today. I can give him a knock if you like!!!

Paul

Well done Paul. I couldn't find it!

thanks Paul

no probs,my early morning eyes are good. Wouldnt have found it later at night!!!!

Paul

Does it make that much of a differnce to the credit report , as a trust deed will show on the credit report anyway?
It may look better but will it change lenders thinking.

The date of defaults makes a huge difference if your td drops off after 6 years and defaults have been put on 3 years after the td started your credit file is messed up for 3 years more than need be. Incorrectly dated defaults wont sort themselves.

Paul

Thanks for that Paul

Agreed , you have the facts those are your weapons , change the info through an credit check etc , and look at your future not the past .

You, can take control on this . Failing that I have a very cost effective hitman , LOL .

So should the credit report state that all debt you had entering the trust deed should show satisfied at the date you entered the trust deed or the date of discharge.