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Scottish Trust Deed Forum
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Topic starter
04/10/2018 8:52 am
Hi all,
My trustee was discharged in March 2018 and all dividend payments were made.
I checked Noddle and the quick quid account is still showing default.
I spoke to someone at quick quid who advised that my account would continue to show as default for 6 years despite the account now being settled through the trust deed.
Can anyone tell me if this is correct?
04/10/2018 9:09 am
Welcome to the forum Rich13348.
There should be a single date when a default notice was issued on the account. Can you see what that date is and let us know?
Also - could you let us know when your trust deed was signed?
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds 
Topic starter
04/10/2018 9:40 am
quote:
Originally posted by TDA (Debt Adviser)
[br]Welcome to the forum Rich13348.There should be a single date when a default notice was issued on the account. Can you see what that date is and let us know?
Also - could you let us know when your trust deed was signed?
Hi the date of default on the account is 31/12/2015 my trust deed was signed on 22/12/2011 and I was discharged on 3/3/2016 and my trustee was discharged 21/3/2018
04/10/2018 10:45 am
Anything that is registered on your credit file will show for 6 years, so it is entirely normal that the fact that you had defaulted on your debts may still show on your record for a period even after you have completed a Trust Deed.
However, the date of default should be at the same time as you signed your Trust Deed, or soon after. I know that many others on this forum have successfully managed to get default dates amended to the date of signing of a Trust Deed, so I would recommend you ask Quick Quid to do so too. A written request may be most effective.
Scottish Debt Solutions Expert - Ask me for help setting up a Scottish Trust Deed or Debt Arrangement Scheme plan.
