I am currently considering a trust deed and plan to speak to an adviser tomorrow, I been looking over this forum and as Iv said before it has been very helpful.

I am concerned now about protecting the trsut deed
all my unsecured debts are on store and credit cards (8 in total)
although I have 8 accounts, they are managed by 3 main banks
Barclaycard, MBNA and Santander

I am aware that in order to have a deed protected it must be agreed by a majority in number and two thirds in value,of the creditors.
Should I be worried about this?
approx 44% is with Barclaycard across 2 cards
approx 33% is with MBNA across 2 cards
approx 13% is with Santander across 3 cards
and the other 10% is on a next account (not sure which bank manages this)

Will each card be considered individually by the bank, or will they look at the total debts owed to them across the cards??

what is the situation is I go ahead with this and it doesnt get protected???

Thanks for any help and advice