was wondering if anyone can help me. Im currently going through a trust deed, this should have been finished in July this year but i have some arrears from when i was in hospital so it has been extended untill Jan 11. When i was 16 my mother took out an endownmentpolicy in my name and the policy was cashed in last year. My mother had made all the payments towards this and tryed to get it changed in to her own name but they wouldnt allow it so the money had to be paid in to my account. I informed the trust deed of this and they told me that they would be taking all the money. My mother was quite upset at this as it was her money and the trust deed told me that they would allow my mother to keep it as long as i paid it all back at the end of my trust deed. At the time i agreed to thisas my mother really needed the money. When speaking to the trust deed a few weeks ago i explained to the trust deed that i was pregnant and no longer in employment i was worried about how i was going to pay this money back and she told me that as long as i gave proof that the money was transfered into my mothers account then she did not see why i would have to pay this moneyback as it wasnt really mine to begin with. Today however i got a phone call saying that there was nothing I could do about it and I HAD to pay it back to them. I find this really unfair. Iam very worried about how I am supposed to do this as I have split up withmy partner and am about to become a single mother with no job. Do you have any advice. Is the trust deed within there rights to make me pay this back and what happens if i cant pay it back.