I have had an issue with my trust deed I paid the final payment to my trust deed in December last year and in May received my notice of discharge which states that no further contribution is required. Since then I was contacted by the bank about ppi that I had on a business loan and have awarded me £2k at the end of the letter it states that if you are/we're in a an insolvency agreement to contact them which I have. The trust deed company have came back and said I need to send the money to them. One thing is this has confused me as when I spoke to them back in May once I received my letter I asked them as I was thinking of selling my house and asked if any equity would need to go to the trust deed they said no and any money would be mine. I haven't sold the house but on a conversation I had with them today I made this point and they said if I had sold the house the money from that would need to go to my trust deed.
This has baffled and annoyed me as I am nearly a year from paying my final payment and I am still no further forward. The ppi money is not my main concern as yes I am still skint and scraping the barrel and just been hit with a massive child tax credit over payment bill from 3 years but that would definitely made a dent in that but I feel no further forward than I was when I entered the trust deed and extremely glad I didn't sell the house.