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Originally posted by Bowershall

Thanks to all for the helpful advice.
I found the Cashplush card with credit builder option interesting. Also the Littlewoods catalogue and mobile phone contracts are worth looking into.
I am going to get a new mobile from from my employer. This means I no longer need a personal contract phone.

I have a joint mortgage with my wife. It has always been paid in full and on time. She had problems getting a mobile phone contract from CPW. (She ended up getting one from Tesco Mobile). We think this was because of a credit file link to me. Will this change once my discharge and defaults are corrected on my file?

Paul, out of interest why are you awaiting the trustee's discharge after 6 months? PPI?

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yes the delay is chasing up non existant ppi!!!

Paul