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Topic starter
03/10/2012 9:19 pm
Hi there, I'm wondering.. I work for the NHS and am not currently in the pension scheme. I'm presuming I'm not allowed to sign upto this until after my trust deed has finished?
03/10/2012 11:20 pm
Hello Nemo1.
You can join your pension scheme.
The issue is whether you'd then need to request a reduction in your trust deed payment. If not I'd have thought it would be fine.
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds 
04/10/2012 9:39 am
As trust deed assistant says, a pension contribution is a reasonable expense, however if it means that you cannot meet the contribution payments proposed to creditors then that would be more problematic.
Scottish Debt Solutions Expert - Ask me for help setting up a Scottish Trust Deed or Debt Arrangement Scheme plan.
Topic starter
04/10/2012 5:54 pm
I think I'll just be leaving it until 5 years down the line when TD is finished. Thanks both
06/10/2012 12:07 pm
Hi Nemmo1, I'm a sad person that works in pensions! You may have seen in the news that the Government are introducing auto-enrolment in pension schemes, so the NHS may automatically enrol you in their pension scheme (depending on whether you are eligible). Don't worry though, as you can still make the decision to opt-out of the scheme if you wish.
