Hello SkintAlly.

Hopefully some people will share their own experiences of trust deed reviews and changes in circumstances with you.

The equation should remain the same though; your trust deed payment should be your total income minus your reasonable expenditure.

Increased costs and lost child tax credits should go some way towards offsetting a pay increase.

Simply look at where you are spending more a month than your allowances are set at and ask for increases. We upped our fuel and food allowances 3 times throughout our td. Be prepared to provide proof(just keep receipts for a month).

Paul

Thanks for the advice Paul. When you say provide receipts, did you have to show that you were being economical? I think we under estimated the cost of baby food & clothes etc. i know there isn't much allowance given for clothing but there isn't much choice with kids clothes as they will get too small, and not just old like adult clothes.

Hi SkintAlly.

Clothing allowances can be tricky.

The "powers that be" suggest that the usual expenditure allowances for debt solutions aren't published. If you want to get in touch with me or my colleagues directly we'll be happy to confirm whether the amount you believe you need fits within the guideline ranges.

Just had to show how much we were spending on fuel and food. Trustees are real people and know how much prices have risen so dont be scared to ask for increases.

Paul

I agree, salary may increase but so does the cost of living. As long as the increase is not materialistic -i would not worry about it