I dont believe in my case that distribution to creditors has been made,which means that several creditors have not updated my files to say that accounts are settled or satisfied.

That said given that the trust deed will stay on file for 6 years it could be said that updating/clearing up your files prior to this point in time is worthless(sorting out incorrectly dated defaults etc).

As you havent yet been discharged yet Ralph how do you know that you wont be saying chop chop to your trustee? I see the trustee's discharge as the final nail in the coffin of my old debts and old way of life.

Good luck with the run in on your TD.

Paul

Hi Ralph.

I think there may be some delay to creditors updating your credit file as they usually would when a trust deed finishes.

Not ideal, but there is little trust deed firms can do about this in the circumstances. They are subject to rules and guidance just like their clients.

Thanks for the response both Plasticdaft and TDA,

Take on board what both of you say. Re- whether I'll be saying chop chop to my firm remains to be seen. I'd just say it shouldnt be needed if they do indeed "practice what they preach"!!

Small word 'IF' yet never has so much been said to so many by so few letters!