A quick post to welcome George White to the trust deed forum.

George is a DAS Approved Money Adviser who works within the Henderson Loggie team alongside our existing trust deed expert Julie Heaton. As a DAS Approved Money Adviser George is qualified to assist people in setting up a Debt Arrangement Scheme to deal with their debts.

George joins the forum specifically to answer questions that arise here from time to time in connection to the Debt Arrangement Scheme.

This important debt solution option is often relevant for people that wish to avoid a protected trust deed due to having equity in their home that they will struggle to release.
DAS is also a valid option for anyone that prefers to repay their debts in full (where they have the capacity to do so within a reasonable period of time).
In particular the Debt Arrangement Scheme offers a number of benefits over and above those provided by a debt management plan. Readers who are in a debt management plan (or considering starting one) would be well-advised to review the Debt Arrangement Scheme option as well.

Welcome to the forum George; we look forward to you sharing your Debt Arrangement Scheme knowledge here.