Hi Timelord

A good positive post, although looking at your username, time may be a different concept from your big police phonebox!

Mark

I know how you feel mate I'm November this year and it feels amazing does it!!
A fresh start and a new chapter with lessons that have been learnt, roll on the good times 🙂

I like the positivity of looking that far head TimeLord!

Hopefully people come out of a Trust Deed in a better position and as you say whitley87 sometimes lessons can be learned in terms of better budgeting and planning financially for things.

Lessons learned indeed. If only I had the blue box to go backwards I've made many mistakes I'd rectify, but possibly better this way as I've learned many lessons.

Praying for plain sailing to November 2015 🙂

The best way to learn in life is to make the mistakes and walk the path, it's not the nicest of places to be but it can show you a lot and for me it's given me a lot of wisdom so I can help guide my kids down the right path so they don't make the same mistakes.

Hi whitley87

Good post and very philisophical.

I've been doing this job for 25+ years and it shows clearly how life changes from one moment to the next. A short period of redundancy, ill health and a large number of other factors can have a devastating effect on peoples circumstances and finances. Fortunately there are few things which cannot be resolved with the correct advice.

Mark