Hi,

I entered a protected trust deed just under a year ago and will last for 4 years with an extended period up to a further 2 years due to transferring the family home to my ex 2 years ago without me taking anything from it so my trustee worked out an amount of equity that has been added to my trust deed.

1. Once I’ve successfully completed 4 years payments without any problems can you confirm that a third party can pay the agreed amount added for my share of equity from transfer of house?

2. There could be a possibility of me having to move back into the family home for personal reasons but would still be separated from my wife, I would pay 50% of all bills but would I pay her 50% of her mortgage payment or an agreed amount? I would be paying the same for my own food etc so basically I’d be a tenant but in a house I owned 2 years ago.

3. I pay child maintenance through a mutual agreement so would I still pay the same amount even though I will be living in the same house? I will be paying for my own food etc so nothing will have changed from what I’m doing now.

Hopefully that makes sense and any advice would be most welcome.

Thanks