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Scottish Trust Deed Forum
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Topic starter
08/12/2011 6:53 am
Merry Christmas to all
08/12/2011 10:00 am
And to you,provided we dont all get blown away before it comes!!
Paul
Trust deed completed Jan 2012,Trustee discharge Nov 2012.
A new dawn.
Topic starter
08/12/2011 1:30 pm
too right, just got home - very scary out there!
08/12/2011 2:57 pm
Hi, this may be a really stupid question and I'm sure someone will tell me but what is the benefit of a pre-paid credit card? If you have to put the money on it before you can use it then it's not really credit, what is the difference to just a debit card?
Topic starter
08/12/2011 3:16 pm
quote:
Originally posted by AlphaB
Hi, this may be a really stupid question and I'm sure someone will tell me but what is the benefit of a pre-paid credit card? If you have to put the money on it before you can use it then it's not really credit, what is the difference to just a debit card?
Purchases are protected more - if bought online or instore - than with a debit card or cash.
08/12/2011 6:06 pm
I think it's worth inspecting the protection afforded by any particular individual credit or debit card.
They do vary.
However, credit cards often do include extra layers of protection for a consumer.
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds 
08/12/2011 6:12 pm
mine has Mastercard behind it. Effectively, it is both a debit/switch card and a credit card depends on who's asking!
The point is you can't increase your debt but if you manage to budget for a little savings and it's on the card, you don't have any problem with paying bills, hiring a car etc
Gives some practical sense of normality whilst the mess is sorted out
09/12/2011 9:55 am
I found our o2 card an ideal way of putting our vehicle tax and maintenance money out of the way so it didnt just get spent.
Paul
Trust deed completed Jan 2012,Trustee discharge Nov 2012.
A new dawn.
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