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Scottish Trust Deed Forum
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Topic starter
21/12/2012 4:45 pm
Hi everyone
I'd just like to wish you all, especially TDA and the experts a Merry Christmas and a Happy New Year.
This is my second Christmas being in a PTD and although things are on a much smaller scale than they were before, I don't have to worry about paying for it come the new year.
Christmas is more than the latest gadget, the biggest or most expensive present, you can still have a good time with a limited budget. I like many others in public service will be working on Christmas Day but I'm still looking forward to it... Have a great time with friends and family.
Best wishes for 2013
AB
21/12/2012 9:29 pm
This is our 1st Xmas out of the trust deed and it's still being done on a budget. We spend about £15 a week more on groceries than we did during the trust deed and the extra we have from not having the td payment goes into the savings account.
Frugal Xmas everybody.
Paul
Trust deed completed Jan 2012,Trustee discharge Nov 2012.
A new dawn.
22/12/2012 2:39 pm
Hello AlphaB.
I hope you have a lovely time over Christmas and that you get a bit of a break from work as well.
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds 
22/12/2012 3:17 pm
happy christmas all and all the best for 2013
