Hi. I need some advise, I made all payments into my trust deed back in November 2011 and received the confirmation letter from begbies Traynor January 2012 confirming this

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YOUR PROTECTED TRUST DEED

I write with reference to your recent telephone conversation with Corinne Carrie of this office and can confirm your final contribution to your Trust Deed has been paid.

As discussed legislation has come in stating that VAT is no longer chargeable to Trust Deed, therefore all VAT that has been charged to your case must be refunded for the benefit of your creditors. I will then proceed to close your Trust Deed and you will receive your letter of discharge in due course.

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I have received a further letter dated November 2012 advising their costs between October 2011-October 2012 the letter states the same my "contributions have all been paid" however the letter continues to say "however the case will remain open until investigations into unrealised assets are complete"

I have no Assets, I do not own a car, nor do i own my house. I am a tenant with the local council authority

The letter goes onto say "however, there are insufficient funds in this case present to cover the whole fee and i ask that i may take the due balance as and when funds become available. I would also advise that th ebulk of my costs were incurred during the initial stages of the trust deed. I would hope to keep my future costs to a minimum. I would advise my fee payable in this case has varied from the estimate made in my previous statement for the following reason.

TRUST DEED WILL BE EXTENDED UNTIL INVESTIGATIONS INTO UNREALISED ASSETS ARE COMPLETE

I would advise my revised estimate fee payable in this case is now £5536.40, giving a revised estimated dividend of 0.77p/£. Should additional funds become available my fees will increase accordingly.

Creditors have the right to insist that my accounts be referred for audit to the Accountant in Bankruptcy, and my remuneration taxed by her. If you wish this procedure to be instigated. I should be grateful if you would contact me within 14 days from the date of this letter. I would advise that unless I receive any written objections from creditors within this period. I shall record approval of my fees.

Yours Faithfully
Ken Pattullo
Trustee

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Now here is were i need your help.. I have made all payments *although my contributions were lowered due to circumstances. Begbies Traynor were kept fully advised of my payments during the Trust Deed... I am now fearing the worst when i read TRUST DEED WILL BE EXTENDED UNTIL INVESTIGATIONS INTO UNREALISED ASSETS ARE COMPLETE.

What are Begbies Traynors up to ??? Why have i not received my discharge letter ??
although i have asked for it.

I would really appreciate your help as things have improved for me financially thanks to my new job that i start tomorrow. My wife & I have seen a house we want to buy and will attempt to buy it with a mortgage..

But there is no way i will make any further payments into a Trust Deed that as far as myself and Begbie Traynors have confirmed that ALL PAYMENTS WERE MADE.