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Scottish Trust Deed Forum
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Topic starter
22/07/2012 4:09 pm
I allowed a relative to live in my property for a few months on a temporary basis whilst their home aborad was modernised. As far as I am aware they were not registered on the voters roll, etc and this was not their permenant residence with no rent being paid. I have now discovered that they have registered a protected trust deed and have used my address to faciliate this. I am exceptionally worried that this will have legal implications and as it family members I am reluctant to go down a formal legal route to resolve. Can anyone give me some advice and information which will help me to understand if I have been compromised due to this situation.
22/07/2012 4:50 pm
As far as I know , the trustee/ deed would have no claim on your property as the debt concerning the deed would be in your relatives name only and nothing to do with you , I take it property is in your name only . So this could not been seen as a asset with possible equity to be paid into the deed . However I am not a expert and Im sure one of them will further clarify matters for you in due course .
22/07/2012 8:19 pm
Hello juliemurray.
The only assets at risk are those that your relatives own.
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22/07/2012 9:37 pm
Hi Juliemurray
I'm sorry this has happened to you. I would think your home as an asset is untouchable as your house is not in your relatives name but I would be concerned about my access to future credit as the address could be associated to the debtor. I would be really angry if a relative of mine did this to me. You could try speaking with one of the credit reference agencies to see if this is harming your credit score and try to get the trustee to change the address registered on the trust deed.
Hope I'm not causing you alarm but these are the actions I would take. Good luck
22/07/2012 9:57 pm
Your home is entirely unaffected, as should your credit rating be too. Addresses are not blacklisted contrary to popular belief
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Topic starter
23/07/2012 1:16 pm
thanks everyone for your help. Can you please advise if I should let the trustee know about this situation as we share teh same surname and I worried that letters will continue to be sent to my address about this and my relatives will have left the country. I just don't want dragged into this and can't understand how it has been allowed to happen in the first place. If I notify the trustee will it cause them problems that they allowed this to be registered at my address without properly checking.
23/07/2012 2:49 pm
Hi juliemurray.
I'd just let your trustee have the current address details for your relatives so that there is no need to write to your address any longer.
I understand that you are concerned at the moment, but I don't think there is truly any reason for you to be alarmed.
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