Try not to worry kerryella. It does not mean that things have gone too far.
You will probably find that this action hasn't been raised as a result of you signing the trust deed, I'm sure it is just a coincidence. You may well find that the creditor involved will accept your trust deed proposals nevertheless.
Even if this creditor wishes to object to the trust deed, the debt to them may not be sufficient to cause the trust deed to fail (it has to be more than 1/3 of your total debt).

Sit tight! Chances are that everything will work out fine...

Hello kerryella,

I know this must be a stressful time for you. The firm handling your Trust Deed will also want for it to be successful. Have you called them to let them know about the Court documents?

hi again,i phoned up the company that are dealing with my tust deed and they have assured me that it wont affect the trust deed and that i probably wont have to attend court,so fingers crossed.another thing that has confused me though is as to when the equity in the house should be released,they said it can be any time during the 3 years,is this correct.how does it affect things if i release it at the begining and the property is worth more at the end.i am very confused

You can normally choose when you would like to deal with equity, but most people will do so at the start if possible, then any further rise in value/equity during the course of the trust deed should be ignored.