Looking to get all my creditors to fix their default dates on my account.
I have the Form 5, but they are requesting the original TD. I have moved house several times I seem to have misplaced it.
Typically I have all of the other letters from the Solicitors, even review forms...
Will it be a problem when I send my letter to the Data Control Officer/Credit Agency Teams at the banks?
Hi Scotslad.
I might be wrong and replying from memory, but does the Form 5 show the Trust Deed signing date and the date of discharge, with Trustee signature? I am fairly sure it did and I circled both dates when sending to the creditors.
You could always check that to see if it contains all you need.
I have also on occasion sent a screen snip of the TD entry on the Credit Reference Agency file too.
Have you considered calling you Trustee to ask for a copy of the original document if you are unsure about using the Form 5 only.
Good luck getting the records corrected
A quick call to your old Trustee and they may be able to,post you out a copy.
David is not currently posting in the Trust-Deed.co.uk forum
Thanks all for your replies.
I contacted my Trustee yesterday and as the TD was signed in 2009 and I was discharged in 2013 the paperwork has been "archived".
The Form 5 does indeed have details of the date I signed and the discharge date; however my concern is that when I send a letter to the lenders they will want evidence they were included in the original deed?
I really hoped that would be the case. I found a template for a letter online yesterday and posted them out this morning.
I'm hoping they will sort out my file, I naively assumed they would update my credit file fairly.
In inspecting my file I noticed that one lender had recorded the default a full 26 months after the date of signing my TD. If I don't get it "sorted" then that'll still be on my file until December 2017.