Congratulations to you Jimuc.

It's great to read that you've found positives from working through the situation. Thank you for your kind words about the site as well.

There aren't really any typical timescales for discharge. Your trustee may be able to give you an idea of how things will work from here.

Congratulations Jimuc - it is a great feeling !

Most firms will discharge the case quickly depending on tying up loose administrative ends.

Hi Jimuc,

Congratulations on the successful completion of your Trust Deed.

It’s really encouraging to hear that you have had such a positive experience on your own Trust Deed and something which you would recommend to other people who may be financially struggling.

I think as long as a Trust Deed is set up correctly at the outset with everything covered then it should run smoothly and without any problems.

Best thing to do is to touch base with your Trustee to let them know you have made your final payment and ask them when you can expect to receive your Form 5 Certificate of Discharge. I would say a timescale of 4-6 weeks from final payment to receipt of this is ok.

Enjoy being debt free and the extra money every month. Hopefully a few celebratory drinks this weekend.

Hi all.
Thanks for the replies. I will keep supporting and advising if possible on the site for those who may be considering a PTD.
Best wishes Jimuc

That would be amazing Jimuc.

My favourite part of this site has always been when people who’ve got to the other end of the process share reassurance and experience with new visitors.

It’s unbelievably powerful when people are (understandably) finding it really tough to make a big decision after experiencing a hard time. So much more ‘real’ than when it comes from someone who does this as their work.

Great to hear Jimuc about helping with advice where possible.

Feedback from people who have actually been through the journey I think is more powerful than anything else and can really help to reassure people at the start of their debt free journey.