Does your employer ...
 
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Does your employer know...

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(@selleck)
Eminent Member
Joined: 15 years ago
Posts: 28
Topic starter  

No, it's not the first line of a chorus to a song.
Rather, it's one of the questions in my review paperwork. Why is this question in it as I thought that employers shouldn't have a problem with their employees trying to handle their debt in a responsible way? I accept that employers in financial institutions might have a problem but surely a normal, non-financial one wouldn't.
What would an employer be legally bound to do if say he was contacted by my Insolvency firm and found out that I was connected to a TD?
And no, there is nothing in my employment contract about having any debts, TDs, CCJs etc etc.


   
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TDA (Debt Adviser)
(@tda-debt-adviser)
Illustrious Member
Joined: 16 years ago
Posts: 13594
 

Hi selleck.

I've got an answer for you, but it's not a very good one!

I have no idea whatsoever why this might be asked as part of a trust deed review.

There should be no reason for your trust deed company to contact your employer (except perhaps in extreme cases of non-compliance).

Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds


   
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(@gillian)
Reputable Member
Joined: 15 years ago
Posts: 355
 

I would have thought the only time an employer would have to know was if you were in the police or something. My employer doesn't know and they've no need to.

To be honest, I'd be fine about them knowing but would rather not highlight my lack of ability at anything financial or to do with numbers.[:I]

Nothing left to discharge - everything's done and dusted!


   
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TDA (Debt Adviser)
(@tda-debt-adviser)
Illustrious Member
Joined: 16 years ago
Posts: 13594
 

Hi gillian.

Even as a police officer it would be for you to notify your employer rather than the trust deed company doing so for any reason.

Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds


   
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(@gemgem)
Estimable Member
Joined: 14 years ago
Posts: 100
 

I too have had this question on my reviews and Never really took much notice of it as from the start I was told the trustee would not contact anyone except myself.

g giles


   
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(@selleck)
Eminent Member
Joined: 15 years ago
Posts: 28
Topic starter  

It could be if maybe if we were tardy on giving paychecks or P60s with our review they would have to contact the employer themselves.
For example, if the answer was filled out as a "yes" then the TD Co could be open with the employer and tell them what they need the stuff for.
If the answer was "no" then perhaps the TD Co would have to deal with the employer a little more tactfully and delicately.
Just a guess unless any of the other TD Experts know...


   
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TDA (Debt Adviser)
(@tda-debt-adviser)
Illustrious Member
Joined: 16 years ago
Posts: 13594
 

Perhaps our experts could let us know if this is a question asked in their reviews and, if it is, what the purpose of the question is...

I will stress again though that trust deed providers don't contact employers other than in extreme circumstances.

Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds


   
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(@porcupine)
Estimable Member
Joined: 15 years ago
Posts: 206
 

Erm.....................

On my latest review it asked who my employer was, I had no issue giving that info to my Trustee, as I also have to enclose my last two payslips which clearly highlights who my employer is......

So no matter if your Trustee ask you for your employer on the review or not.... Your payslip already give that answer away, as I've yet to see a payslip that does not disclose your Name and Employer.......


   
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TDA (Debt Adviser)
(@tda-debt-adviser)
Illustrious Member
Joined: 16 years ago
Posts: 13594
 

That's a pretty good point Porcupine!

Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds


   
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Julie Heaton
(@julie-heaton)
Estimable Member
Joined: 16 years ago
Posts: 246
 

Hi all

It's on the standard documents that we use too!

The only time that we would ever need to get in touch with an employer is due to non co-operation. For example if the whereabouts of the person were not known we could write to the employer, or if the individual stopped paying we could ask for copies of wage slips.

In all honesty not sure why we ask however if the employer is aware of the Trust Deed!

Julie

Julie is not currently posting in the Trust-Deed.co.uk forum.


   
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(@selleck)
Eminent Member
Joined: 15 years ago
Posts: 28
Topic starter  

Well that's good to know. Thanks for all the helpful comments.


   
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