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Scottish Trust Deed Forum
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Topic starter
14/05/2012 9:51 pm
Hi there, I've posted once before & just would like confirmation on one thing. I have had my discharge letter but have been told I'm not discharged at Tenon's side due to ppi, have I been fully discharged or not because looking at my credit file it doesn't look like it, accounts still defaulting. Should I contact Experian & send them my discharge letter? Thanks
14/05/2012 9:58 pm
Hi p boy
Yes, you've been discharged. There are 2 parts, your discharge and the trustees. The trustee has discharged you, but he remains in office to tidy things up. Nothing to worry about.
Mark
Mark is not posting regularly in the Trust-deed.co.uk forum.
14/05/2012 10:01 pm
Hi p boy kk.
As just mentioned on another thread I'm not 100% sure on the credit rating question.
Please be aware though that trust deed firms don't report to credit reference agencies.
I cannot see any harm in notifying Experian of your discharge. If you do, it's worth also doing this with CallCredit and Equifax.
I do think creditors will not update their view of the status of your trust deed until they have received their dividend, though I'm not certain on this point.
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds 
